The Chambre de l’assurance was created on July 4, 2025, following the merger of the Chambre de l’assurance de dommages and the Chambre de la sécurité financière.

What you need to know:

  • In the short term, ChAD activities are continuing as usual, and all services remain available.
  • ChAD regulations and policies are still in effect, including professional development obligations for the training reference period ending March 31, 2026.
  • All members must continue to incorporate their ethical obligations into their professional practice.
  • For more details, see the Merger Web page (in french only).
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Terminating or Cancelling an Insurance Contract

Both insureds and insurers can terminate an insurance contract—this means they can cancel the contract before its expiration date. Your broker could also decide to terminate his mandate. You therefore need to understand certain fundamental issues, and how to proceed correctly to ensure that all goes well. Let’s look at what this issue involves.

My insurer terminated my contract

Here are the reasons why an insurer might terminate your contract, how the insurer should proceed, and what you must do.

The warranty and its consequences

Certain agreements between the insured and the insurer are termed “warranties.” Let’s look at what this type of agreement involves. (French only)

How can I terminate my insurance contract?

Here are the main points to remember if you decide to cancel your insurance contract before its expiration date.