The Chambre de l’assurance was created on July 4, 2025, following the merger of the Chambre de l’assurance de dommages and the Chambre de la sécurité financière.

What you need to know:

  • In the short term, ChAD activities are continuing as usual, and all services remain available.
  • ChAD regulations and policies are still in effect, including professional development obligations for the training reference period ending March 31, 2026.
  • All members must continue to incorporate their ethical obligations into their professional practice.
  • For more details, see the Merger Web page (in french only).
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End of the training reference period

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The Role of the Discipline Committee

The Discipline Committee must:

  • Hear the complaints filed by the syndic or by individuals against a member of the ChAD.
  • Decide if the professional is guilty or not.
  • Impose a sanction, if necessary.

These complaints must be made under the Act respecting the distribution of financial products and services or its regulations.

The Discipline Committee is chaired by a lawyer who has at least 10 years of experience and is named by the Minister of Finance. Three people at a time sit on the Discipline Committee, i.e.:

  • the president, and
  • two certified professionals of the same discipline as that of the respondent.

The Discipline Committee can impose disciplinary sanctions, from a mere reprimand to a fine, including a temporary or a permanent de-registration.