The Chambre de l’assurance was created on July 4, 2025, following the merger of the Chambre de l’assurance de dommages and the Chambre de la sécurité financière.

What you need to know:

  • In the short term, ChAD activities are continuing as usual, and all services remain available.
  • ChAD regulations and policies are still in effect, including professional development obligations for the training reference period ending March 31, 2026.
  • All members must continue to incorporate their ethical obligations into their professional practice.
  • For more details, see the Merger Web page (in french only).
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End of the training reference period

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Representations

The representative and the firm must comply with certain rules regarding business cards, banners and other means of advertising. This guide, produced by the l’Autorité des marchés financiers, presents the rules that govern advertising, as well as the professional titles that the representatives and the firms must use.

Titles for representatives

 
Broker Agent Claims adjuster
Damage insurance broker Damage insurance agent Claims adjuster
Personal-lines damage insurance broker Personal-lines damage insurance agent Claims adjuster in personal-lines damage insurance
Commercial-lines damage insurance broker Commercial-lines damage insurance agent Claims adjuster in commercial-lines damage insurance

 

Representatives must use the precise title that corresponds to their activities as a representative.

Titles for firms

 
Damage insurance Claims adjustment Multiple sectors
Firm in damage insurance Firm in claims adjustment Financial services firm
Firm in brokerage of damage insurance   Independent partnership in financial services

 

Firms or independent partnerships must use the precise title that corresponds to their activities.