HOLIDAY BREAK: The ChAD offices will be closed from December 25, 2023 to January 2, 2024.

Emergency assistance for technical issues related to the ChAD Portal (including ÉduChAD) will be available on December 27, 28 and 29 and January 2, 2024 from 8 a.m. to 4:30 p.m.

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“SECTION 547s”

Publication date: July 31, 2008 | Last update: April 27, 2020

This summary does not constitute a legal opinion. The information it contains may not reflect the current state of the law.

The Court of Appeal of Québec recently focused upon section 547 of the Act respecting the distribution of financial products and services (Act). In insurance-speak, a “section 547” is a person who is not the holder of a certificate as a damage insurance representative according to the provisions of the act, but who is nonetheless authorized under this section to exercise certain activities otherwise reserved for a representative.

Following a series of ethics investigations, the syndic charged three brokers with breaches of their Code of Ethics, deeming it appropriate to bring the matter before the Discipline Committee of the Chambre de l’assurance de dommages (ChAD).